Visa Made Easy

Things to be carried to the consulate

FINANCIAL & VISA FORM QUEIRIES

This is the list of things that you are supposed to carry along with you to the consulate for the VISA interview.
Please carry the documents in a way that you are able to locate them when
asked for. Also do not file the documents for you cannot pass on the file to
the Visa Officer.
Arrange the documents in a way that the first required come first. However it
is upto your convenience as to how you arrange them.
Materials to be carried along
1) I-20 (signed) and Admission Letter of the University you want the VISA for + AID Letter (if any)
2) I-20s and Admission Letters / Acceptance Letters of the Univs you applied to.
3) GRE & TOEFL Score Reports (Originals)
4)Bank Passbook of the SB or Current type account + Bank Certificates + Papers clarifying big entries in your Passbook.
5)INCOME PAPERS :-IT return Statement of your sponsors (Form 16) /If your sponsor is into
business. Business Papers + Agricultural Income Proof.
6) CA Statement + Affidavit of Support.
7) FIXED Deposits +Bonds + FDS
8) LIC + UTI + PF + PPF + Super- Annuation Papers of your sponsor
9) NSC + Indira Vikas Patra + Kisan Vikas Patra + Share Certificates
10)
House Tax Bill (Previous) + Land Papers (If showing agricultural income or immovable) + Factory
Papers (If into mfg)+ Evaluation of Land &/+ House (to show the value of your immovable)
11) Emails of correspondence with professors of your Univ + SOP + Bio-data
12) Degree Certificate / Provisional Degree Certificate / Bonafide Certificate from your College
13)
Original Mark sheets of your Undergrad, HSC, SSC + Transcripts for your college and for HSC
(SSC transcripts not needed)
14) Attested Photocopies of all the documents .Not required, but to be extra cautious.
15)
PASSPORT +VISA FORMS. + 37 mm x 37 mm VISA Photographs, with white background (2
Nos) + Drafts – Visa Fee and TTS fees. You can pay TTs by cash also.
If sponsor is employed then...
alary Certificate (Latest) and Employment Certificate if sponsor is doing a job. If the company deducts tax at the
source, carry the TDS certificate as well.
If sponsor is a businessman then...
Income-Tax Returns of the Company (at least 2 years).
Title / Partnership deed.
Passbook of the business account.
Balance sheet.
Additional Documents (Not mandatory)
Fund Flow Statement
Jewellery Evaluation
House Evaluation
Land Evaluation
Things to be kept in your mind while preparing the file and the other entire document:
§ Take both copies of your I-20m (the School Copy as well as the Student Copy). SIGN both the copies.
§ Carry the original GRE/ GMAT & TOEFL Score reports and produce them when asked for your scores.
§ Carry the Original Bank Passbook/Bank Statement of your sponsor.
§ Originals of FDs of your main sponsor are required.
§ Take IT return papers of last 2 years.
§ The Studio people know the VISA photographs, so you just go and tell them to get a VISA photograph. It
is a photograph, showing your face closely. It has a white background, and its dimensions are 37 mm X 37 mm.

FINANCIAL QUERIES
1. What is a Summary Statement?
A - This lists all your assets and their worth in US Dollars and Indian Rupee.
2. How to show bonds?
A - Again this is something, which the VISA officers ask for provided they are listed in your Summary Statement.
So carry your bonds with you. If you possess too many of them, carry the important ones at least. In addition to this,
carry a summary of all the bonds you have.
3. How to show stocks?
A - Provided you have de matted your shares, you can carry the transaction statements provided by the institution
which has your demat account. Then you need not carry the physical shares. In case shares are not dematted, carry
some of the important physical shares you possess. In addition to this, you may carry a summary of the stocks.
4. Is a CA Statement necessary?
A - I know of a few cases where the VISA Officer did not accept the CA Statement.
However you must carry it.
5. Is property evaluation necessary?
A - Its sufficient to simply carry the property papers. It’s unlikely that the VISA officers will ask you for them, but
you never know. A formal evaluation from an architect is not necessary at all. Simply list the worth in the summary
statement according to what you think it is but do not quote an exaggerated value. VISA officers do not give
importance to the value of your property as they assume you are not going to sell off your property to finance your
education. It is essential only to indicate that your roots are in India.
6. Is jewellery evaluation necessary?
A - A formal evaluation is not required. Only the approximate worth of the jewellery you own needs to be listed in
the Summary Statement. However, do not exaggerate the amount too much. You can quote jewellery of about 2.5 to
4 lacs without evaluating. But for showing values larger than that, you need the evaluation papers. You can get it
evaluated from a Jeweler shop, or Govt. approved appraiser.
7. What is a Fund Flow Statement?
A - This statement is not essential. But it will help you in demonstrating to the VISA officer, how you are going to
actually furnish your expenses. It lists the semester wise breakup of the amount required and what part of your assets
will cover for it.
8. Is Affidavit of support required?
A - This is NOT required if your sponsor are your parents (which should be the ideal case). However, if it’s not your
parents you will need an affidavit of support from your sponsor notarized on a Rs. 20 Stamp Paper.
9. Who should be the sponsor?
A - Ideally, it should be your parents. Even if you do not have the funds with you, try to borrow funds from your
relatives, friends etc for the bank statements and then you can return the money. The entire amount borrowed should
not be deposited in the bank all of a sudden. It should be in bits and pieces - deposits ranging from Rs. 10000 to Rs.
2,00,000 would be fine. I would also recommend you to often pick some money in units of 5000 or 10000 to make it
appear as if the account is an active one, and all the money belongs to you.
As far as really paying for your education is concerned, you can take a loan or take support from some other
sponsor. But try to show to the officer that you have not taken a loan and no external person (not even your uncle /
aunty) is sponsoring you. It should be your parents only.
10. How to show funds for the finances?
A - The most ideal scenario would be to have the amount equivalent to the first year's expenses in your savings
account and the amount equivalent to your second year's expenses in your fixed deposits and/or provident funds.
Other assets such as property, stocks, bonds will then serve to show that you are well to do. And it will pose you no
problems as far as finances are concerned.
However, this is the maximum. The minimum would be to cover your first year's expenses using your savings and
fixed deposits and depend on your stocks, bonds, jewellery, property etc for your second year. Make sure that you
can show that there is a sufficient amount left even after your second year's expenses so that they do not think that
you will have nothing left after your education. You can arrange for any amount above the minimum specified.
So the simple mathematics is:
Bank Balance
Minimum: One Year's Expenses + 1,00,000 Rs
Maximum: One Year's Expenses x 1.5
Bank Fixed Deposits
Minimum: 3 -> 4 lacs
Maximum: 5 lacs +
Gold Ornaments and other Jewellery
Minimum: 2.5 -> 4 lacs (without evaluation)
Maximum: 5 -> 8 lacs (with evaluation papers)
Annual Income
Minimum: 20 % of the total expenses of your full period of studies
Maximum: As much as u can show
11. Can I show more than 1 bank account?
A - Yes, you can. No one keeps 10-12 lakhs in a single account. So it’s ok to split it up into multiple accounts (say
3). But make sure that your bank statements are issued on the same date. This is just to avoid the Consulate Officer
from thinking that you have simply rotated the same money from one account to another.
12. What to show - bank statements or passbooks?
Show both. Passbooks are absolutely essential - bank statements are optional, but it’s good to arrange for it. Both
should be issued for a date as recent as possible.
Also put a Paper clip onto your passbooks so that the page having the last entry is readily visible.
13. Which should have more funds? Savings accounts or fixed deposits?
A - Ideally, the amount should be in savings as indicated above. However, it’s ok to have an equal amount in both
savings and fixed deposits. But it’s NOT advisable to keep a small amount (2-3 lakhs) in savings and the rest in
fixed deposits. It would make sense to break your FDs and put the money in your savings. Its because they directly
see the entries in your Passbook as to what is the amount reflected by your current savings. They interpret the
current savings as the money that you have to spend for immediate expenses. So the bottom line is that whatever
your fees are, even if you have full aid, your savings account should reflect at least 8 to 10 lacs.
14. How do I cover up the recent Huge Passbook Entries?
A - It is quite natural that none of us have 10 to 15 lacs in our bank accounts (usually!!!). So people get the money
from their friends or relatives and deposit it into their accounts for some days. But then big, fat deposits at dates
closer to the date of your VISA Interview create a doubt in the Officer's mind. As it is they are well aware that
Indian people take money from their relatives and show it as their own. So the best thing is to have frequent
transactions well before the date you have decided to appear for the VISA Interview. Besides depositing money, also
have frequent withdrawals to show that it is an active account. If getting money before hand is really a pain, then
you can resort to some techniques to patch up the recent, fat entries in your passbook.
1) Show that you had given this money to some needy relative of yours for some time and that now needed for your
education, it has been taken back. Make a look-like-legal agreement on a notarized paper (You have to stuff up the
notary for this). And when talking about these papers to the VISA Officer, be bold and confident as if the papers are
as legal as your birth Certificate!
2) You can have some documents showing, you had invested in some private firms because they offer higher rates
of interest as compared to the banks. You can get some of your father's friends, who have a company/firm of their
own, to agree to make such a document. Remember to give a copy of the Receipts to the person who issued them, as
well. . (Just being extra cautious. they won’t call up. but just in case).
15. What about the drafts that I am supposed to carry along with to the Consulate?
A- you are supposed to carry two drafts with you to the Consulate. All the drafts are to be issued in Indian rupee
equivalent of the fees. The drafts or the pay orders have to be issued by any nationalized bank.... Co-operative banks
would not do. The drafts have to be addressed to " American Consulate General". They should be payable at the city
you are appearing for your interview, I mean if you are appearing at the Delhi Consul, it should be payable Delhi.
Write your name and address and passport number behind the drafts.
Also carry the counterfoils of your drafts, just in case the officers want to verify their genuineness.
VISA FORM
You are supposed to submit the VISA Form along with your passport and I-20 as soon as you enter the Consulate.
You have to be very careful while filling out the VISA Form, because apart some info the other info entered by you
is entered in their database or is used to check for your entries.
The security guards at the Consulate provide you with the VISA form. So you can fill it up at that time while
standing in the queue, but it is so illegible, that you have to have an idea as to what you are filling up. So its better to
get this form, if you are not allowed you can always put this as a reference and fill up the small one that they
provide. Stick your 37 mm X 37 mm VISA Photograph at the space provides on Page 2 of the Visa Form.
A detailed Review of each section of the VISA Form:
Question # 1 to 8.
As per your details
Question # 9: Address:
You need not fill up the complete address, (as it is the space provided is less too). Just fill in the basic parts
As Appt No., City, State, Country.
Question # 10: NAME and Street Address of Present Employer or School
If you are working at some place, fill up the address of the employer (just the basic parts as in above question).
If you are doing some course at a Computer Institute, print the name of the Institute as well as its short address.
If you are in your final year, or are awaiting your result, you can write down the name of your college and
Its address.
Question # 11 to 20:
As per your details
Question # 22: Do you intend to work in US?
A Tricky question!! Even if you have a TA/RA, or you will be legally working for 20 hours/week, still write
down "NO".
Question # 23: Do you intend to study in US?
What else? Check "YES" and write down the name of your university and short address of your university.
Question # 24: Present Occupation
If you are working somewhere, mention that.
If you are studying at some Computer Institute, then mention that. Like. (DCA or PGDCA or JAVA).
Question # 25: Who will furnish financial support including air tickets?
"Family Funds" is the answer. If you have aid mention it. Avoid lots of cluttering in the VISA Form.
Question # 26: At what address will you be staying in the US?
"On Campus" at " Your University Name" Because you do not actually know where you might stay, so this is the
answer
However on reaching the university and after deciding where you are going to stay inform fill up form A-11. Your
University’s International Office shall help you.
.
Question # 27: What is the purpose of your visit?
"Educational" or "Higher Education" or "Higher Studies"
Question # 28: When do you intend to arrive in the US?
Mention any date some 15 to 20 days ahead of your Orientation date. This is not important really. Any date
after the date of your VISA Appearance will do.
Question # 29: How long do you intend to stay in the US?
If your I-20 says 2-3 years for MS, write down "2 years". IF you are going for PhD and your I-20 says
3-5 years, write down "3 years".
Question # 30 to 32:
As per your details. Be truthful in these sections. That would not stand against you, but just in case your file is
examined, and your details found crossed, you might land in trouble. It is always good to be truthful
in these sections.
Question # 33: Cities you have been living at for the past five years
List the cities from the recent one, and the time you have been staying there.
Question # 34:Various questions
Without reading what they hold, just check "NO" in all the boxes.
Question # 35: Name, Signature, Date, Place
As per your details.
VISA Qs
1. How many universities did you apply to?
This is a very basic question, but linked to this is the second question that is shot at you.
2. How many admits/ rejects?
As explained in the above question, both of these are interlinked. Now if you applied to 4, were accepted in 1 and
got 3 rejects. You do not have to be Mr. TRUTH. So put it as applied to 4, got 1, awaiting 2, 1 reject or applied to 4,
got 1, awaiting 3.But then you have to state as in Question 3. That this was supposed to be your first choice anyhow,
so even if you would have had the admit letters from any of the other 3, you would certainly have gone for this one.
But if you are one of those type who offered to 1 and got just 1, do not go about saying that!!! Say you applied to 4,
got 1, awaiting 3.put up the other univ's names;-) coz they think that someone who has applied to just one univ isnt
really serious about his admissions and so isnt interested in educational purpose.which means a direct reject. If you
applied to 11, got from just one. Better say that you applied to just 4 or 5, and one reject, one admits and rest waited.
Many a times its better not to carry the reject letters, though some people advise so, but the thing is some univs
reject on totally baseless matters. You are the best judge as to if the rejection letter will do you good/bad.
3. What was your first choice?
The answer to this question also is dependant on the earlier one.
4. What is your GRE/TOEFL score?
As per your details. But always try to speak out the better score first. Like if you have a good TOEFL score, say 630,
and a GRE of 1750, and speak out your TOEFL first and then GRE. Usually people think, they can go and lead them
by answering long and sweet, like if asked for scores, the long answer might be: "Sir, I took my Computer based
TOEFL and scored 270 at it, while I took the GRE and scored 800 in Quantitative, 710 in Analytical and 430 in
Verbal". Well this can heat up the officer. He/She might feel you are taking him for ride.even if you are not. So keep
it short. So let the answer be: " TOEFL 270, GRE: 1940". That’s it! As much as he asked for. Makes his job easier
and so he doesn’t get pissed off at any of your leading behaviors.
5. What are your grades like?
Spell it out as it has been at your university. Say "Sir, We have a percentage system, and I scored xx % overall" IF
your final year marks excel the other semesters marks, spell that one out, coz usually in some universities, they look
at the final year marks to grade the student in the Certificate. When later asked as to why you said XX% whereas the
total marks of all your mark sheets add up to XX-5/10% then clarify yourself...(They wont always go checking all
your mark sheets, but then you weren’t lying)
6. Which was your undergraduate college?
As per your details.
7. What was your bachelor's degree in?
As per your details.
8. What is the purpose of your trip?
MS in CS/Telecommunications/EE...whatever or PhD in xxxxx
9. Which university are you planning to go to?
The University of your choice and the univ you want the VISA for.
10.Who is planning to sponsor you?
As mentioned in your I-20. If you have a scholarship, say that. Else in case the I-20 says "Family funds" say that,
and you may add that sir, my father and my mother are supporting me for my higher education.
11.Why do you plan to do MS?
Say that you felt that higher qualifications give a better place, a better standard in today's competitive world. You
felt that you have a good know-how of your field, but a bit more technical knowledge in "the field you are going for
MS in" will serve you greatly, when you come back here and join the industry of your choice
12.Why do you wish to study in the US and not in India?
The courses in the field I am interested in are not being offered (or very few institutions offer such courses). In
addition to that the research going on is something I would like to be associated with. (Speak about the facilities as
well). Talk about a few researches being conducted in that field. Technical words work out when other things don’t.
13. Why did u select this University?
This question can be best answered when you do a bit of homework about you university. Browse the WebPages of
the University, visit the pages of the professors, and go through their projects. Now remember some of the key
words, like the project a professor X is working on. Mention something about the project if the officer is listening
and is giving you time to explain. When you do such things, they think that you are pretty serious about your studies
and are really into it. Well, some people believe in mentioning about the rank of the university, or the student to
faculty ratio. Well these all things do not affect how you are interested in it. You can say all these stuff such as rank
and all, but you have to state what interested you and it should be something about research or academics. You can
also show letters of correspondence with your University professors. If you don’t have those, build some. Click here
to know how to build a Correspondence mail
MY answer to this question:
"Sir, the first and foremost factor for selecting this university was the course being offered. Telecom at UMCP is a
cross-disciplinary course. Besides technical knowledge, this course also enhances the managerial skills, which is the
demand of the present-day telecom industry. So while the professors from Computer and Electrical department will
be teaching me Signal Processing, Encoding, Communication techniques, Networking.at the same time the experts
from School of Public Affairs will be imparting me knowledge of Present day competition in Telecom industry, staff
management and resource management."
IF time permitted, I would have added:
"Sir, UMCP is located within Baltimore-Washington DC area, one of the greatest concentrations of research
facilities and intellectual talent in the nation. "Library of Congress", "the National Archives" and "the Smithsonian
Institute" are some of the biggest research institutes and libraries which the students will enjoy having frequent
interactions with. What else could a Student ask for??"
14. Your passbooks show that a large amount of money has recently been deposited. How would you explain that?
(NOBODY keeps huge sums of money in their savings account, so relax! If you have borrowed the money here is
what you could do Its quite likely that in the past you may have received huge sums of money like selling of some
property, retirement of parents etc so u could say something like) In year X we had received Rs. T and instead of
depositing the amount in a bank at a low interest rate, we invested it in other sources which gave us high interest
rates or we gave it to our needy friends. Now we have taken this money back to finance my education. (Of course
it’s really dicey to answer this question, but if you are confident you shouldn’t have a problem. If you have some
proof of receiving a huge sum of money some years back, make sure you carry it)
You can also say that you had private FDs, i.e. you invested in private firms coz they provide higher interest rates
(say out figures like 16% per annum0 as compared to the mere 9% of banks. Click here for Private FDs Receipt.
You can show this receipt and say that now you encashed that amount, coz you needed it for your educational
purposes.
15. What does your father do? What if my dad has taken the VR?
Well this does have a specific reply, but then you can put it as "Sir, My father is working with a German
collaborated company for the past 25 years as a Manager in XYZ department. The long reply helps over here. If
your father has taken a voluntary retirement, don’t mention that he has retired. Well there are two approaches to this.
One, say that your father worked with this company for the last 30 years and now has his own consultancy dealing
with (insert some financial or technical terms). Two, Say that your father worked as Asst Mgr./Mgr./GM with some
company for the past 25 years, took a VR and now has a consultancy of his own. Never show him to be idle, coz that
means your income has drastically reduced and works as a negative point. Stating about the VR often helps coz then
you can assure him that most of the money you have shown is yours coz usually people get huge amounts on taking
a VR. So that does help on the financial grounds.
16. Does any of your relative stay in the US?
The answers to this vary from person to person. The two basic replies being: Either "YES" or "NO". But I believe
that you be truthful at this instance. I have seen many people who have been true and weren’t affected by that.
In fact at an USEFI seminar, addressed by the Consulate Officer. It was said by the officer himself that," We know
that most of the student will end up staying there after completing their studies, but at least we can do our part of
skimming them. We can at least play the part of sieving across the deserving people and not every pedestrian."
This means that they evaluate you on the basis of your merits and not by what the person staying abroad is going to
do for you. And the financial part is because they want to be assured that you can at least go through your studies
fully.
It just happens that many a times, they check your file. Based on details provided in your passport, and if they do
apprehend you lying, that might spell trouble. So, I think telling the truth is the best thing.
If your uncle or cousin or distant aunt stays there, you don’t have to say "YES" coz that doesn’t matter. All that
matters is your immediate relatives.i.e own brother, sister, father or mother.
17. Your brother/sister is studying there too. How will your parents support both of you?
Now, you have your chance of taking the officer for a ride here. Even if your brother/sister doesn’t have an
aid/scholarship, you can say he got a TA/RA there and so the family need not support him any more for his
educational expenses.
18.Why is your GRE score low? (Or any section score low)
This is the most preferred answer. I answered the first few questions incorrectly and I couldn’t improve my score
later even after performing well later. (Low = <1800 Otherwise you can say that you think your score is average and
on the basis of that the university has given you the admission). You can also mention "This score is considered to
be ideal for the Engineers (if you are one). Or according to what you are. You can always build up a story, saying
that the GRE Score interpreter sheet says that. Such as Engineers don’t need to have an extra ordinary VERBAL
Score, If the other sections complement it, you can show that the other sections are stressed upon by universities
while selection for admission (Say this only when you think the situation is getting tense).
If you have a low VERBAL score, but a good TOEFL score, you can always say that "Please look at my TOEFL
score Sir, I have done well at that". Besides GRE is just one of the many aspects that the universities look at for
admission (Say this line only when you think you are drowning).
19. What are you plans after Graduation?
Be really well prepared for this question. This answer is not fool proof, but its you who can make it seem so. The
basic things are:
Your field is what you will pursue
Your field is on a roll in INDIA
Your field has great opportunities
You get those opportunities even now
You get better opportunities once you do your MS
Show foreign companies coming to INDIA investing in your field
State some technical words expressing the advancements in your field
Make it seem, this field wont go ahead without guys like you ;)
Here is what I prepared as an answer to his question:
"Sir, I plan to go to University of xxxxxxxx, to do my MS in xxxxxxx. Telecom industry is booming today in
INDIA. Various US companies like HUGHES, Orange, AT&T, and Hutchison. Are investing huge amounts of
research funds and are looking forward to launch advanced Telecommunication methods in INDIA. Besides them,
various Indian Telecom Giants like RELIANCE TELECOM, Bharti Telecom, VSNL are also investing in behemoth
amounts into this arena. Sir, as it is I believe that better technical knowledge will help me to achieve greater heights
in this field, having deepened my technical knowledge after completing my higher studies, I wish to get into this
seemingly vast arena of Indian Telecom Industry"
I was also selected by RELIANCE TELECOM, so i took the letter along with me, and would have surely shown
them that if i would have seen that they weren’t impressed by my answer and would have added" Sir, as it is I was
selected by an INDIAN Telecom Giant, but sir, deeper technical knowledge would surely enable me get better
results in the competitive field, and I have seen that there is a dearth of persons with greater technical know-how in
this field, and whosoever has it will be benefited highly. So I wish to complete my MS and strengthen my technical
know-how and grasp the opportunity"
20. Why are you changing your stream?
This generally occurs coz people having done their BE in Civil go on to pursue MS in CS. I am giving this reply
specifically for transfer to CS stream, coz i don’t think anyone from CS would be going to mechanical). This is easy
to get through. You can say either of the points:
Sir, during my third semester, when I was introduced to programming languages, I had a great exposure to
computers. I gradually developed a liking for it and wished to deepen my knowledge in it.
I mastered a number of languages on my own, and am also into Web Designing and software debugging (push in
technical words).
I always had it in my mind, that once I strengthen myself in my field, I will go on to enhance my skills in the field of
Computers.
There were a vast number of options available, viz. CS, CN, CE but I chose CS as I had esteem interest in Software
and it’s working
Always try to show that you have an interest for that subject. Never project that you are taking this up coz the
market is strong. This is coz you are changing your stream. They might end up thinking that you just used your BE
to get to this stage and that u dint do that on interest. They’ll think you are fickle minded. Show that you do
everything with your interest, you even did your BE in Civil or any other field coz you had interest in it, and now CS
is your interest too.
21. What is your father's annual income?
This question often decides your ability to pay for your expenses. They think that money can be put into banks, but
annual income is a proof, which they heavily rely upon to decide the student's parent’s capability to spend for his
educational expenses.
Whatever the officer asks. 1) What is your father's annual income? 2). What is your family's annual income? The
moment the words 'Annual Income" creeps in, state your complete family annual income, i.e. if your mother is also
an earning member, if you have agricultural income, if you have rental income plus the interests and
dividends...State all of them together. Don’t commit the blunder of stating just your father's income. Many a times it
hampers your chances. If it seems low to them. Obviously a sum of mother's income, your father's income,
agricultural (if u have), rental will be more than a single one. And if they ask for the IT returns, hand over both of
your parent's return statements, plus the agricultural papers plus the rental receipt (duplicate) at a time. And if he/she
just argues (usually they don’t) that you were asked about your father's income. Then say" Sir, MY family is
sponsoring me. Along with my father my mother is also an earning member and an income tax payee. Family funds
is what the I-20 states, and so my family including my father and mother (opt brother, if u have one earning) are
sponsoring me and here are their statements and proofs of other modes of income.
22.You look like Potential immigrants OR I don’t think you will come back to India
This is a real tricky question. Many get blue when they hear this and lose their senses as how to tackle this question.
Stay calm and think what all you can say like:"I am from a very well-to do family and money is not at all essential
for me. I stand to inherit a lot from my parents (say this if u have lots of property) so staying and working in the US
is not a criterion at all. The only thing i lack is this Masters (or whatever degree) which will make me a better
software professional. As far as opportunity is concerned, because of the recession most of the US Companies are
turning to the Indian companies for their software solutions. Most of the Indian companies have tie-ups with the US
Companies (give some examples). So I am certain that with my degree I will get an equivalent opportunity and pay
packet in India.
The Most important Factor
Let me tell you something. The most important factor is "CONFIDENCE". Nothing can depose that. Whatever the
answer is, if you are confident and show that you aren’t nervous a bit, that will really help you get through.
Complete Documents, Convincing Skills, Confidence and Present mindedness is what you have to invest. These are
the keys to getting through the interview successfully. Many do get through coz of sheer luck, when some of the
casual officers just seem to be in a hurry to get through with the troop of VISA aspirants facing their counter.
But then I believe that your parents do all the job of putting together all the financial documents and stuff. The only
thing you need to do is to put a confident self of yours over there.
Its not that all the questions i have put here are the only ones, they might come up with any other alien stuff. But
then present mindedness and spontaneity is what helps under those situations. You have to be prepared with an
answer the moment he shoots a question at you.
Don’t make a face as if you just committed a sin. Hand over the documents and look at him. Remember, all your
documents are as genuine as your Birth Certificate;).

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